Tradelines are lines of credit reporting on your credit report, your credit card, home loan, auto loan, student loans etc. etc. are all considered credit tradelines. This is how it works, we add (AU) Authorized User Tradelines to your credit report to increase the credit score, add credit stability, decrease debt to ratio and most importantly to make you credit worthy. The way we accomplish this is by adding you to a credit card with determined amount of age and limit as an Authorized User. This process is also known as "credit piggybacking". AU Tradelines report as "open accounts" for a period of 30, after that period they will eventually report as "closed accounts" but will remain on your report and help maintain the credit score. We guarantee all lines to post as "open accounts" for a period 30 days from the card statement date but if you require more time please request a quote for a longer period. We guarantee the posting of all tradelines on at least 2 of the 3 credit bureaus, If a line only posts to one bureau we will attempt to merge it on a 2nd bureau or add it to another card. Please understand that from time to time cards either get shut down or do not post, we ask that you be patient going into this and understand that the process could or may have a delay of a few days or even a couple of weeks. All tradelines post 7 days after the card statement date, our Tradeline Posting Desk will assist you in making sure that your lines post accordingly as long as we have a valid and active credit monitoring credentials on file. All sales are backed by our 100% Money Back Guarantee.
Please forward your credit monitoring credentials to the following email no later than 3 to 5 days after the statement closing date of your tradeline. Our tradeline posting desk will monitor your file and make sure that your tradeline posts in a timely manner. It’s important to ensure that you send the correct login credentials and that there is an active credit card on your account, so our team can properly refresh your report and pull your line on. Failure to do so will result in loss of time, don’t forget that all tradelines post 7 days after the statement date and the 30-day clock starts ticking then. Cost of refreshing credit report is the client’s responsibility and if you don’t agree with what they charge, please call the 800-number listed on their website, unfortunately those fees are out of our control.
Email credit monitoring credentials to: Postings@authorizedusers.com
If you are not signed up with credit monitoring yet, please ask your sales associate for a list of the best sites to use.
It is important to remove any fraud alerts or security freezes that you have on any of the three credit bureaus before we add any tradelines. Failure to do so will result in the line not posting to that bureau and will delay the process.
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